Corporate & Leveraged Lending Financing, Credit Officer

RESPONSIBILITIES

• Credit assessment of Corporate, Leveraged Lending including LBOs financing.
• Provide detailed explanation of the obligor considered, including analysis of historical performance of existing activities, highlight the key risk factors.
• Provide approval or recommendation for approval based upon the proposed transaction being considered, document recommendation for final decision.
• Validation of Obligor Risk Ratings, Basle 4 parameters (LGDs), other financial metrics.
• Ongoing monitoring of the credit quality of the portfolio (quarterly portfolio review and early detection of deteriorating credits). Participation in the quarterly watch list review process.
• Track credit and market trends in bank and bond markets.
• Assist the Portfolio Management and Governance team in the preparation of reporting for RISQ management and Regulators.
• Contribution to Bank’s credit policy guidelines and overall risk appetite.
• Participate in setting the global risk appetite for financing and hedging initiatives.
• Assessment of SGCIB new business initiatives (white papers, New Product Committees, business rules, etc.)