Insurance Risk Specialist

About Us

we serve and advance the people who feed and build a growing world. As a global leader in agriculture and construction, we create the equipment, technology, and solutions that help our customers work more productively and sustainably. Our success starts with our people, and we foster a collaborative culture where innovation thrives and every employee has the opportunity to grow.

Grow a Career. Build a Future. If you're ready to make an impact and build a career with purpose, there's a place for you at CNH. Job Purpose The Insurance Risk Specialist will be responsible for insurance and extended warranty risk management (PPP and PDI) for financial services in the NA region. Monitors and manages elements of risk while supporting growth and new business opportunities.

Identifies trends (internal and market) and performs data driven analysis to help the organization get ahead of issues and manage them in a proactive manner with minimal disruption to business.

Key Responsibilities

Oversight of loss reserve and risk analysis for physical damage and extended warranty service products. Key activities within this function include segmentation analysis, deductible analysis, loss ratio analysis, profitability analysis, current program rate adequacy assessments, forecasting, budgeting, IBNR analysis, and monitoring of the industry for broad trends and changes that can affect profitability.

Claims assessment including dealer-level outliers. Stay abreast of CNH Capital’s business and operational changes impacting the insurance risk. Support new business initiatives and strategic goals of the organization. Support the digitization and automation of the claims process through auto-decisioning framework and system enhancements.

Coordinate and validate data transfers from CNH Capital’s insurance partner. Collaborate with Brand partners to understand the entire lifecycle of claims including Base and Extended Warranty. #LI-JB1 Experience Required 5 or more years work experience in credit, risk management, or insurance Bachelor’s degree in: business, economics, statistics, quantitative finance, or a related field Strong data and analytics experience and financial analysis skills Strong interpersonal, written, and verbal communication skills Problem solving skills and ability to work with various stakeholders, propose and implement creative business solutions Basic knowledge required of accounting principles Preferred Qualifications Property & casualty insurance experience Capital goods Industry experience including basic understanding of the network and dealer/ end user customer dynamics SAS, Python, Power BI, SQL, Data Warehouse/ Big Data Knowledge Pay Transparency The annual salary for this role is USD $74,625 - $114,425 plus any applicable bonus (Actual salaries will vary and will be based on various factors, such as skill, experience and qualification for the role.)

For roles open across multiple locations, the salary range indicated refers to the primary location. If a different location is considered, the applicable salary range will be communicated to candidates prior to the first interview.

What We Offer

We offer dynamic career opportunities across an international landscape. As an equal opportunity employer, we are committed to delivering value for all our employees and fostering a culture of respect. At CNH, we understand that the best solutions come from the diverse experiences and skills of our people. Here, you will be empowered to grow your career, to follow your passion, and help build a better future.

To support our employees, we offer regional comprehensive benefits, including: Flexible work arrangements Savings & Retirement benefits Tuition reimbursement Parental leave Adoption assistance Fertility & Family building support Employee Assistance Programs Charitable contribution matching and Volunteer Time Off